> Thanks for any suggestions... T-mobile just does not have the types of
> phone
> she wants, and we dont want to pay the continuious monthy GPS fee.

Don't think my PAYG T-mobile Nokia 6650 charges for GPS, think
it's like a handheld car one, doesn't need a network connection
for GPS, my PAYG credit doesn't seem to go down.
Not touch screen, web access seems OK, but that is charged
for and capped (subject to fair useage) at £1.00 per day.
Talks, and visually guides you, to your destination, puts
up a chequered flag icon, gives distance to destination,
drops flag when you arrive. Seems to know house numbers
in long streets. Wife used it in car, "At the roundabout take
the third exit" stuff. Camera OK. Only fault ringer
not very loud.
If you want a QWERTY keyboard phone Nokia do them,
mate has a Nokia one, big and not really shirt pocket,
and costs an arm and a leg.